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Save thousands on nursery fees. Yes, really.

Halo Pay lets parents save on nursery fees through their employer. Free for employers to set up. Dependable payments for nurseries. One benefit that works for everyone.

What Halo does

One benefit that works for parents, employers, and nurseries

Halo Benefits is a compliance platform for workplace nursery arrangements.

Halo Pay helps parents save on nursery fees through their employer by having eligible nursery fees paid before tax, which can reduce the cost of childcare by thousands of pounds a year.

Employers use Halo to offer a family-friendly benefit that improves retention and lowers financial pressure on working parents — free to set up, free to run.

Nurseries keep their existing families and receive dependable employer-backed payments without needing a complicated new system.

Simple process

How it works

1

Get started

Whether you’re a parent, employer, or nursery — getting started takes under five minutes.

2

We handle the paperwork

Halo connects all parties and manages the compliance. Built around Section 318 ITEPA 2003. Most are set up within days.

3

Everyone benefits

Parents save up to £630/month on nursery fees. Employers support working parents at no cost. Nurseries receive payments directly.

Savings calculator

See what you could save

£35,000
£20,000£150,000
£900
£200£2,500
Basic rate (20%)

You could save

£3,024/year

Income tax saving£180/month
Employee NI saving£72/month
Your effective nursery cost£648/month
Build the case for your employer

This is an indicative estimate and not tax advice. Actual savings depend on your circumstances, employer participation and nursery costs. See how we calculate this.

Real families, real savings

See what families like yours save

Savings from Income Tax and National Insurance when nursery fees are paid through Halo Pay.

Basic-rate taxpayer

Salary

£30,000/year

Nursery fees

£900/mo

Annual saving

£3,024

That's £252 back every month

Tap to see how →

How it works
Monthly nursery fees£900
Income Tax saved (20%)£180
National Insurance saved (8%)£72
Total saved per month£252

Your nursery fees are paid before tax, so you keep more of your salary. Nothing changes for your nursery — they get paid the same.

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Mid earner

Salary

£55,000/year

Nursery fees

£1,200/mo

Annual saving

£5,200

That's £433 back every month

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How it works
Monthly nursery fees£1,200
Income Tax saved (40%)£480
National Insurance saved (2%)£24
Total saved per month£433

As a higher-rate taxpayer, you save 40% in Income Tax on every pound of nursery fees paid through Halo Pay.

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Higher-rate taxpayer

Salary

£85,000/year

Nursery fees

£1,500/mo

Annual saving

£7,560

That's £630 back every month

Tap to see how →

How it works
Monthly nursery fees£1,500
Income Tax saved (40%)£600
National Insurance saved (2%)£30
Total saved per month£630

Higher nursery fees mean bigger savings. Over a typical 3-year nursery period, that’s over £22,000 back in your pocket.

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Based on 2024/25 tax rates. Actual savings depend on individual circumstances.

For employers

A benefit your team will actually use

Mid-career parents are your hardest roles to fill. Halo helps you keep them — with a modern employer-led childcare model powered by AI and robust data systems.

Keep your best people

Replacing a mid-career professional costs £30k+. Halo gives working parents a meaningful reason to stay — saving them thousands a year on nursery fees.

Boost retention

Nursery fees can consume most of a second income. Halo Pay reduces the burden — making it easier for parents to keep working and keep progressing.

Zero-budget benefit

Halo’s smart platform lets you invest in childcare and your people without touching your benefits budget.

Strengthen your employer value proposition

A workplace nursery benefit is a powerful differentiator. It signals that you're a modern, family-friendly employer — and gives recruiters something concrete to talk about.

Curious how it works?

We'd love to walk you through it — no pressure, just a relaxed, informative chat.

Start the conversation

Trusted by employers and nurseries

Nippers NurserysmilechildcareMarina View NurseryZenFinanceHubGRW Talent

Compare your options

Not all childcare support is equal

Childcare Vouchers

Closed

Closed to new entrants since October 2018. If you're already enrolled you can continue, but new parents can't join.

Potential saving

Up to £933/year

Key consideration

Max £243/month contribution (basic rate). No longer available to new employees.

Tax-Free Childcare

Available

The government tops up 20p for every 80p you pay, into an online childcare account. Open to all eligible parents.

Potential saving

Up to £2,000/year

Key consideration

Capped at £2,000/year per child. You fund 80% yourself. Can't combine with workplace nursery schemes.

Best value

Halo Pay

Available

Your employer pays your nursery fees before tax through Halo Pay. No cap — the more you spend on childcare, the more you save.

Potential saving

£2,000–£6,000+/year

Key consideration

Requires employer participation. Savings depend on your tax band and nursery costs.

Built on trust

Structured under s318 ITEPA 2003
Data protected & ICO registered
Established nursery network

Your family deserves this.

See what you'd save on nursery fees — it takes 30 seconds.